...doesn't have to be that way. "Vacations provide an important break from everyday life," said Myvesta.org president Steve Rhode. "But going into debt to pay for it can make your everyday life even more difficult." His suggestion: Plan ahead...

...Frankly, the last people I'd want to mess with are the people at the IRS -- even the kinder, gentler IRS," said Steve Rhode, president of Myvesta.org. "They can attach your wages, they can put liens on your property. They are the most...

...of about $16 if a debtor enters into a debt management plan as well as monthly administration fees of about $10. Steve Rhode, president and cofounder of Myvesta, formerly Debt Counselors of America, says that very often it's other problems...

...payment schedule.'' There are two schools of thought on which debts to try to pay off first. But both Brobeck and Steve Rhode, co-author of the book ''Get Out of Debt'' and president of the Myvesta.org online debt management site, advise...

...like their parents, could be encouraged to spend their way into trouble. "Magic money," was the reaction from Steve Rhode, president of MyVesta.org credit counseling service in Rockville, Md., and coauthor of "Get Out of Debt." Rhode...

...spend more, as they did last year," the IMRA said. "It's the old 'Ho! Ho! Oh no!' story every year," said Steve Rhode, president of Myvesta.org, a credit counseling service in Rockville, Md., and coauthor of "Get Out of Debt...

...catalog, on the Internet or at the mall: "I believe firmly in Santa's rule: Make a list and check it twice," said Steve Rhode, president of Myvesta.org, a credit counseling service in Rockville, Md. "People who overspend often do it because...