...hotels. Guests really appreciate these items, and it's a good way to use up all that we collect on our travels." Nancy King of Irving, Texas, writes, "My personal favorite is a flat-sided one on my patio that holds my hand tools, clippers...

...applies to about 12 percent of CompuCredit's loan portfolio, which stood at $1.8 billion as of Sept. 30, said Nancy King, director of investor relations. Despite such increases, the average credit card interest rate nationwide stood at...