...ring at the nation's credit counseling agencies. "We're seeing a 30 percent increase over last year," said Howard Dvorkin, president of Consolidated Credit Counseling Services Inc., a nonprofit agency in Fort Lauderdale, Fla. "There's...

...January. But now she handles the situation by asking for extra shifts "and I pay the balances off as fast as I can." Howard Dvorkin, president of Consolidated Credit, said many people have so many credit cards they don't know how much they owe...

...aren't directly adding to consumer debt, debit cards are diminishing the nation's already paltry savings rate, said Howard Dvorkin, president of Consolidated Credit Counseling Services. That's because consumers paying with a plastic card tend...

...aren't directly adding to consumer debt, debit cards are diminishing the nation's already paltry savings rate, said Howard Dvorkin, president of Consolidated Credit Counseling Services. That's because consumers paying with a plastic card tend...