Whether a last-minute change to a refinancing plan represents good debt management or a huge mistake depended on which Crow Wing County commissioner was talking. The split came Tuesday afternoon as commissioners...

...Service, with offices in Brainerd, helps 20,000 households each year. Services include free budget counseling, debt management programs, foreclosure prevention services, bankruptcy counseling, financial education and reverse mortgage counseling...

...in your local phone book. This nonprofit group offers free classes in money management, as well as debt management plans. The debt management plans are what may affect your credit rating, but if you're in danger of missing monthly payments...

...Brobeck and Steve Rhode, co-author of the book ''Get Out of Debt'' and president of the Myvesta.org online debt management site, advise that you go after the debt with the smallest balance first, then work your way through those with higher...

...find ways to improve their spending, saving and debt management. "The 1040 is a complete snapshot of your life...DEDUCTIONS: Both Schatsky and Lipschultz see some debt-management possibilities here. If you itemize, you know that...

...salaries. "We continued the dialogue with regard to the current economic condition and the growth in industry debt," management negotiator Bob DuPuy said. "They indicated they still believe it likely they will provide a proposal to us by...

...there were 441 appointments. Kleist said LSS offers free counseling for anyone on issues related to finances, debt management, financial education, housing and foreclosure prevention. LSS also has bankruptcy service counseling available...

...market more people are seeking help. Kleist said LSS offers free counseling for anyone on issues related to finances, debt management, financial education, housing and foreclosure prevention. LSS also has bankruptcy service counseling available...

...Social Service offers help in budget counseling, debt management, housing counseling and financial education. LSS...are available in person or online. LSS also has a debt management plan to help people prepay debt faster, which comes...

...sort through the maze of credit and debt problems to find workable solutions. Programs include budget counseling, debt management, housing counseling, bankruptcy counseling, reverse mortgage counseling and financial education workshops. Financial...