...all on their credit card debt. That could be a bit harder this year because holiday spending was so strong, warned David C. Jones, president of the Association of Independent Consumer Credit Counseling Agencies, based in Richmond, Va. "There...

...concerned that for some consumers, the use of credit cards to pay taxes is a sign they're mismanaging their money. David C. Jones, president of the Association of Independent Consumer Credit Counseling Agencies, said people who find they're...