...are due for some negative years. We had these big 40 percent returns. ... You cannot get used to this,"' said Christi Gebhart, a financial planner in New York. "They'd been expecting it." Still, many shareholders are scaling back their...

...they near retirement. "They are definitely going to be the first generation to feel the triple squeeze," said Christi Gebhart, a personal financial planner in New York who says many Boomers haven't prepared or thought that far ahead...