...want to have a baby. Can we afford it?' But they should," said Kevin Condon, a financial adviser for Baltimore-Washington Financial Advisers Inc. in Ellicott City, Md. "At the point that there's a pregnancy in a couple's life, they...

...charities before Dec. 31. Consider donating appreciated securities, said Bob Cassel, a tax adviser with Baltimore-Washington Financial Advisors in Ellicott City, Md. You don't have to pay taxes on the gains, and you get a charitable deduction...

...problem for them. Theyre the ones that will be upset about it, said Bob Cassel, director of tax services for Baltimore-Washington Financial Advisors in Columbia, Md. A 2006 tax law required tax-exempt interest to be reported on 1099s, and at...